Here are a few of my quick, funny ways I and my family do to save money each month. A few of these tips we just started and have notice big savings! Some may not work for your family but it’s good to have options when it comes to savings.
1.SHOP AROUND FOR AUTO INSURANCE
So I have been with state farm for 10 years and I decided to look around and check different companies for quotes. After about 1 week of casually looking around my insurance company called trying to give me new ways to lower my bill. We opted for the drive save beacon, its a small item that sticks to our cars and gives you a discount(as long as your not a crazy driver). I also notice I haven’t change our mileage per year on the car. With being a SAHM I drive way less a year. All in all we saved $35 a month on insurance! Not to bad….I also tried root, its an insurance company that gives you a quote on how well you drive, I received $25 for testing them out. You can too if you use my referral. You don’t have to change insurance either to receive the money.
Click here to try root and receive $25
Savings-$35 for me, but price ranges
2.TIME YOUR GROCERY SHOPPING
I am the queen of saving so much money on my families grocery budget. However, this past week my husband watched our son so I could get out for a few hours. I decided to go grocery shopping. With no reason to rush or baby about to explode with a tantrum, I took my time. I went down every isle, I touched every product. I also went over our budget by $15.00!!! That extra $15 was on items that were not on my list. I can shop in 30 min and get everything we need. This trip I took almost an hour and got a whole lot of stuff we didn’t. Time your first trip, make that number a time to beat. Once you get good at shopping fast try to keep it that way.
Savings-$15, but very by person
3.GO GREEN IN SOME WAY
I am all about being eco-friendly and treating this earth with some respect. But did you know you can also save money as well. My husband loves water bottles and we recently gave up purchasing a case at our local grocery store. I notice it was money we didn’t have to spend. Get a Brita filter, and reusable water bottle. Brita states you can save over $300 a year switching to a reusable water system. Just replace your filter and your good to go.
Savings-$25 a month
4.AUTO PAY & PAPERLESS BILLING
Check with your phone and internet provider. Most give you a discount on going paperless. Call or check with your bills to see if they offer some discount for paperless billing and auto-pay. I know we save $10 a month with Verizon, and At&t does it if you have cable and internet with them.
Savings- Usually $10 per company
If your into online shopping and buying items on sale, I would unsubscribe to your favorite stores. You save more when you don’t buy. I notice I tend to buy more clothes when I get hit with a 50% off marketing email. Somehow my online browser gets hit with a cart full of clothes I didn’t even plan on buying. Now with my son I tend to spend all the clothe buying on him. I only use gift cards from my credit card rewards program, and once I get enough points I get the cards and wait on a sale. And if you shop at old navy you already know they don’t go 2 days without running a sale. At first you might feel that your missing out on deals, but your wallet will be glad you did it.
SAVINGS- Varies on person
6.GAS BUDDY (app)
This app checks gas prices near you, so you can receive the cheapest price per gallon around. My husband drives 35 miles to work and back. So price per gallon is pretty serious around here. It was just me that had the app and I started noticing I was getting cheaper gas than him. I immediately made him get the app and once he started using it we saved on average $5-$10. The big thing is once you hit 1/4 on your gas tank start looking at the app and go fill up once you notice prices are cheaper. When your completely low on gas and need it, your not looking for cheap you just fill up on desperation.
Budgeting and saving money is a odd passion of mine, so I find fun in doing all these things and finding new ways to save. However, I do know many people dread thinking of money and would rather save by automating there money. These are just fun quick tips for someone needing to find more wiggle room in their budget!!!